Who We Are

Since 2004, the iVertical Payment Network (iVPN) team has been at the forefront of developing Merchant-Branded Private Label Debit Card solutions specifically designed for the gas station and convenience store industry.

As a fintech innovator, iVPN is a neo-fleet card issuer offering real-time fund verification and is certified as a direct processor on the PULSE and NYCE debit networks. These certifications enable iVPN to provide secure and efficient transaction processing, ensuring reliability and confidence for both merchants and customers.

iVPN collaborates closely with sponsoring banks to meet stringent regulatory and settlement requirements, guaranteeing compliance across all operations. Drawing on its pioneering work in “Decoupled Debit” systems, iVPN has extensive expertise in creating seamless payment ecosystems for fuel retailers—without the need for IT integration at the point of sale or pump controller.

By bypassing traditional credit-based interchange systems such as Visa and Mastercard, iVPN and its team’s prior ventures have processed over $60 billion in transactions, demonstrating leadership in payment innovation. This proven track record underscores iVPN’s ability to deliver impactful solutions that reshape the way the fuel industry manages payment settlements.

Through its Approved Fleet debit card and payment loyalty platform, iVPN empowers fuel retailers to provide community businesses with a fleet card program that guarantees acceptance without the risk of application denials.